Create the administrator password for this device. It is converted to a SHA-256 hash and never stored in plain text.
Your funding book at a glance.
Monthly limits are immutable after creation for this book.
Record one monthly contribution at a time. The ceiling is enforced automatically.
Flat 3% monthly interest. Every repayment clears accrued interest before principal.
Keep the private book portable without sending data to a server.
Export the active book as an AES-256-GCM encrypted archive. A backup password is required to unlock it later.
Generate a native multi-sheet .xlsx workbook with summaries, deposit grid, loans, repayments, statements, and audit history.
Administrative actions use SHA-256 verification. Change the password whenever the group’s leadership changes.
Delete all members, deposits, loans, repayments, and audit events from the active year. This cannot be undone.